Florida's
Commerce Engine
1 Stop Merchant Services is a locally owned Tampa processor delivering credit card processing, POS, e-commerce and mobile payments — with next-day deposits, no contracts, and the lowest rates in the state.
// Quick Quote
Get your rate in minutes
Tell us a little about your business. A local Tampa expert will reach out within one business day.
No hard credit pull · No obligation
// Solution Matrix
Solutions designed for your business
From the counter to the cloud to the customer's driveway — one local partner for every way you get paid.
Full business-management systems built on Clover — 300+ apps, inventory, reporting and customer-facing displays that turn a counter into a command center.
- Clover Station Duo, Mini & Flex
- Inventory + reporting suite
- Customer-facing display
- 300+ integrated apps
// Tampa Legacy
A decade of local trust
1 Stop Merchant Services is the sister company to 1 Stop Total Solutions, serving the Florida market since 2014.
1 Stop Total Solutions founded
A Florida-born company begins serving local businesses across the Tampa Bay market — building relationships one merchant at a time.
Thousands of merchants served
Word spreads. The team grows, supporting clients in English, Spanish and Mandarin with a personal, boots-on-the-ground approach.
Millions saved in junk fees
By consulting businesses on their true cost of processing, the company helps keep millions of dollars in the local economy.
1 Stop Merchant Services launches
A dedicated merchant-services arm is born — bringing a decade of local trust to credit card processing, POS and e-commerce.
Your Tampa commerce partner
Locally owned, locally operated, and ready to be the last processor your business will ever need.
Clover in action
// True-Cost Calculator
See what you're overpaying
Transparency is our whole pitch. Drag the slider to your monthly card volume and we'll show the difference between the national average and a 1 Stop rate — with no hidden fees.
National Avg / mo
$813
@ 3.25%
1 Stop / mo
$475
@ 1.90%
Your Potential Savings
$4,050per year
That's $338/mo back in your pocket — money that stays in your business and your community.
Estimate only · Final rate based on business risk category
No Contract
No penalty if you close your account. Simply return the equipment.
Next-Day Deposits
Deposits posted by 7 PM — your money is available the next day.
Free Loaner Equipment
Free standard equipment on loan for the duration of your service.
Lowest-Rate Processing
We work hard to secure the lowest rate for your business risk category.
// When time is money
Fast, simple setup
We've removed the friction between interest and onboarding. Four steps and you're processing.
(866) 307-1877Contact us
Reach out by phone or email and speak with a local Tampa expert — not a call center.
Choose your equipment
We match you to the right POS, terminal or gateway for how you actually do business.
Easy terms, no hidden fees
Transparent pricing with no surprises, set up in days — not weeks.
Responsive local support
When a need arises, our skilled local team solves it immediately.
// Powered by Fiserv
The engine behind your payments
As a Fiserv Authorized Partner, 1 Stop Merchant Services pairs enterprise-grade processing infrastructure with the personal touch of a local Tampa team.
Bank-grade security
PCI compliance, point-to-point encryption and advanced fraud tools protect every transaction and your customers' data.
Omnichannel payments
Accept every way your customers pay — in-store, online and on the go — through a single, unified platform.
Commerce Hub orchestration
Fiserv's Commerce Hub routes payments intelligently across processors and networks for higher approvals and uptime.
Real-time insights
Live dashboards and reporting turn transaction data into decisions that grow your business.
Scale that reaches 100% of U.S. households
Backed by the largest fintech at the intersection of banking and commerce — global reliability, local support.
Always-on reliability
Fortune-recognized innovation and 24/7 infrastructure resilience, delivered through your local Tampa partner.
// Authorized Clover Partner
The world's smartest POS, locally supported
As an authorized Clover reseller, 1 Stop Merchant Services pairs Clover's industry-leading hardware and software with hands-on, local Tampa support — so you get best-in-class technology without the call-center runaround.
Clover Mini
Compact countertop POS with an 8" touchscreen and built-in receipt printer. Accepts chip, swipe, and contactless.
Clover Flex
Handheld all-in-one with a 5" display, built-in printer, and front-facing camera. Pay-at-table, curbside, or on the go.
Clover Station Duo
Dual-screen countertop powerhouse — a 14" merchant display plus a customer-facing screen for fast, professional checkout.
Clover KDS
Kitchen Display System that routes orders to the right stations and keeps the back of house flowing.
Clover Kiosk
Self-ordering kiosk that lets customers browse, order, and pay on their own — cutting lines and lifting ticket size.
// Beyond the terminal
Software that runs your whole business
Every Clover device comes with the Clover App Market and a cloud dashboard — inventory, loyalty, reporting, and more, configured to how you work.
Get Your CloverCommission-free online ordering
Drive revenue with a custom website, hosted checkout, and third-party delivery integrations — all in one place.
Staff, payroll & scheduling
Manage your team, run payroll, and build schedules from the same dashboard you run payments from.
Reporting & insights
See top-performing items, sales trends, and customer behavior with real-time dashboards.
Every way to pay
Chip, swipe, tap, and mobile wallets — plus PIN debit and gift cards, all on one device.
Pickup & delivery
Streamline operations with a single system for online ordering, menu management, and fulfillment.
Clover by the numbers
4M+ devices shipped
Named "Best in Class" by Javelin's 2025 Small-Business POS Scorecard.
// Locally Owned & Operated
More than a processor.
A local partner.
Don't settle for card processing with an 800 number for customer support. When a need arises, you reach a skilled local expert who can offer solutions immediately.
We've maintained a personal touch with each client. We know our merchants, we know their families, and we assist with their issues — we consider ourselves friends, not vendors.
Tampa, FL
EN · ES · 中文
12+ yrs local
// Our Vision
"To be recognized as the standard for customer satisfaction."
"Work at everything you do with all your heart, as if you were working for the Lord, not for human masters."
— Colossians 3:23
// Book a Consultation
Let's get you processing
Tell us about your business and a local Tampa expert will reach out within one business day. No obligation, no hard credit pull.